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Summary of Benefits and Coverage (SBCs)

Summary of Benefits and Coverage documents (SBCs) were developed in accordance with the Affordable Care Act to establish standards that group health plan sponsors and insurers must use when offering group or individual health insurance. The SBC’s purpose is to accurately describe the benefits and coverage under the group plan.

Employers are required to comply with this mandate by distributing SBC documents. Please review this FAQ for detailed information on SBC distribution requirements


To download SBCs for your company, please select your group effective/renewal date from the dropdown menu.

Group Effective/Renewal Date: