CBIA Workers' Comp Program
The CBIA Workers’ Comp Program offers a competitively priced insurance solution to Connecticut manufacturers of metal, plastic, and electronics that operate within certain manufacturing class codes. It fully meets state coverage requirements for eligible Connecticut manufacturers.
Built-in Cost Savings
“CBIA Workers’ Comp rates have always been very competitive. And their managed care and onsite loss control services have been valuable tools for us!” Rachel Albanese, Controller |
The program is owned by policyholders and has a significant cost advantage over Workers’ Comp insurance purchased through commercial insurers—profits are used to reduce the price, not to pay shareholders or investors.
In addition, the program includes a loss-sensitive dividend. This rewards participating companies that have prioritized workplace safety and successfully controlled their losses to share profits.
Program Highlights
| Built-in cost controls | > | Profits are used to reduce price; Annual loss-sensitive dividend for high performers |
| On-site loss control and risk management services | > | We can identify workplace hazards before they can cause a claim |
| Managed care services | > | We work with a network of medical providers who have occupational health expertise |
| Planning and training | > | We analyze data, develop prevention strategies, and provide safety training to protect workers |
| Getting back to full capacity | > | We can help find early return-to-work opportunities for injured employees |
| Subrogation services and fraud investigation | > | We offer alternative dispute resolution options to minimize legal fees and settlement costs |
Outstanding Administration and Service
- Local office claims administration; three-point contact between employer, doctor, and employee
- 24 hour claim reporting; Claims fax number: 855.874.1288
- Negotiated rates and discounts with health care providers
- Monthly billing schedule to ease cash flow
Ready to see how much you'll save?
Contact Todd Kaupin at 855.874.0123 or submit the form below to get a quote.