2022 Highlights & Opportunities
Two New ACA-Compliant Plans
"Hot" Plans
The following ACA-Compliant plans have excellent pricing and sales potential. Be sure to pay close attention to these in your proposals!
Health Connections Plans
- FlexPOS Copay $20 with Dental
- FlexPOS Copay/Coins. $1,000 with Dental
- FlexPOS Copay/Coins. $4,250 with Dental
- FlexPOS HSA Copay/Coins $6,400/$12,800 ded with Dental
- FlexPOS HSA Coins. $5,800/$11,600 ded. with Dental
CBI Plans
Fixed Funding Solutions Incentives
The valuable broker and employer incentives for Fixed Funding Solutions business have been extended through January 1, 2022 effective dates! They include:
- New Broker Bonus
- Implementation Credits
- Surplus Guarantee
Learn about the incentives here.
New Ameritas Group Dental Products
CBIA Health Connections has 10 new Ameritas group dental plans available to all groups with two or more employees. Most plans include enhanced benefits and are available with or without orthodontic coverage. Your clients now have a choice of Ameritas group or voluntary dental benefits to best meet the needs of their employees and budget! Ameritas is known for excellent customer service. Your clients and their employees will be pleased with the personal, professional attention they receive. Remember, for existing group dental participants this change is occurring at renewal, so information on their current plans will remain available on our website. Group dental highlights
- These plans are extremely well-priced! Check our pricing for groups with 2-50 eligible employees and 51+ eligible employees. We think you’ll like what you see!
- Plans are simple to quote and install. Rates are valid for a full year (no quarterly changes) and have simplified rating factors.
- A high 10% commission.
- All plans have a large national network and include out-of-network benefits.
- A low participation requirement of 40% means more of your clients can take advantage of this new offering!
Visit our website to access plan summaries, rates, and forms.
Paid Family Medical Leave
CBIA has partnered with The Hartford to offer a private Connecticut Paid Family Medical Leave (PFML) plan to CBIA members. This program is available to employers with two or more employees.
- This private plan offers the same benefits, protections, and rights as the state plan.
- Our private PFML plan can offer your clients significant savings when compared to the state’s plan as we’ll use the company’s demographics to determine rates.
- Your clients will have superior experience dealing with CBIA and our well-established service and insurance systems infrastructure. Their employees will have access to The Hartford’s customer service center and claims processing that will get them their income replacement benefits quickly and efficiently.
- When disability benefits are through CBIA Health Connections, Clients benefit from having their disability and paid leave benefits coordinated by one company.
- Our private plan will pay a competitive graded 10% commission on paid premium.
- To quote, provide a census that includes birth date, gender, salary, and work state for all employees including part-time, temporary, and seasonal workers.
- Send your quote request to Tom Goszewski at tom.goszewski@cbia.com. If you have any questions about the program, please email Tom or call him at 959.282.4742
Use this flyer to help your clients understand why PFML plans don’t replace disability benefits.
Cyber Insurance Protects Your Clients
Cyber insurance from At-Bay helps your clients protect their companies from cyberattacks. It is one of the easiest and quickest quotes you’ll ever run. After answering a handful of questions for your client, At-Bay performs a website scan to identify vulnerabilities then develops a quote for coverage with a detailed report of the findings from the website scan. You’ll have a proposal in minutes—not weeks. Get started here.