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Voluntary Dental Insurance

Group Participation/Enrollment Guidelines

  • Voluntary dental insurance has no minimum employee participation requirement but is subject to the CBIA’s global participation guidelines. See below.
  • Employer groups in the CBIA Health Connections program may elect to offer their employees either voluntary dental through Ameritas or group dental through Aetna, but not both.
  • If an employer chooses to offer voluntary dental to employees, employees may elect one of the five plans offered during the group’s initial enrollment period or at a future open enrollment period. Only new hires or employees with a qualifying event may enroll in voluntary dental mid-year.
  • Orthodontia coverage for dependents up to age 19 is included in the Passive PPO 100%/80%/50%-$1,500 plan only.
  • Voluntary dental through Ameritas is a network product. Enrollees may save money by using a participating provider.
  • Dependent coverage terminates at the end of the month of the dependent's 26th birthday.
  • Employee premium is collected through payroll deduction by the employer. CBIA will bill the employer for this benefit on the monthly billing statement.
  • ID cards are issued by Ameritas and mailed directly to the employee’s residence following enrollment. Ameritas does not include a member ID number on their ID cards. When making an appointment the employee should use their Social Security Number. Participating dentists may also require another form of ID at the time of appointment.
  • The Ameritas Customer Service number for voluntary dental benefits questions is 800.487.5553. Hours are Monday through Thursday 7 am to midnight; Friday 7 am to 6:30 pm, central time.

CBIA Employee Benefits

Global Participation/Enrollment Guidelines

  • Groups with 3 to 9 eligible employees must have enrollment in a minimum of 2 lines of coverage from the CBIA Health Connections product portfolio. Groups with 10 or more eligible employees must have enrollment in at least 1 line of coverage.
  • Groups must have at least 3 employees enrolled in one line of coverage from CBIA Health Connections product portfolio which includes: Medical, Dental, Vision, Life, Short Term Disability, Long Term Disability insurance, and Voluntary Accident & Illness Benefits.