Please review the following information if you decide to pursue our private PFML plan and opt-out of the state plan.

1. You must register your company on the Connecticut Paid Leave Authority’s website as soon as possible if you haven’t already done so. (All Connecticut employers were required to register by March 1, 2021.) 
2. You must complete and sign the Declaration of Insurance from The Hartford.
3. You must conduct a vote that includes all Connecticut employees before you can opt-out of the State's program. A simple majority of all Connecticut employees must approve the decision to move forward with a private plan. Review the following information on the employee vote.
• Employees must be given at least two weeks’ notice in advance of the required vote. This sample notice may be used to assist with this obligation. 
• The notice must include the date and time of the employee vote.
• A Plain Language Guide and Declaration of Insurance (signed by the employer) must be included with this notification.
• The question presented to the employees for the vote must be:
  Do you approve the company's private plan to provide benefits required by the Connecticut Paid Family and Medical Leave Insurance Act? Yes or No
• An employee who abstains from voting is considered a “No” vote.
   
4. You must apply here for an exemption from the state plan. Note that you as the employer must file for this exemption. Brokers and carriers are prohibited from doing this on your behalf.The following documentation will be required:
• The Plain Language Guide that was provided to employees
• The Declaration of Insurance signed by the employer
• Confirmation of the vote
5. Once the exemption has been approved, a copy of the approval must be sent to Robert LaChance of CBIA at 350 Church St., Hartford, CT 06103 or emailed to Robert.LaChance@cbia.com. CBIA will acknowledge receipt of the approval then process your coverage through The Hartford to begin January 1, 2022.